However, if you previously terminated your coverage and have a Qualified Status Change, you may re-enroll if you do so within 120 days of the date of your Qualified Status Change. If you terminate your dental coverage, you will not be allowed to re-enroll in coverage at a later date.If you apply within 120 days of a Qualified Status Change (e.g., you get married), you can change your coverage to PEF retiree only, PEF retiree and a dependent, or PEF retiree and family.Coverage for dependent children will end on the last day of the month in which they turn 19, or age 25 if a full-time student.You must be a current dues-paying member of the PEF Retirees at the time of your enrollment to be eligible for the New York State PEF Retirees Dental Program.Here are a few things to consider once you are ready to sign up: A spouse or domestic partner can continue in the plan upon the death of the PEF retiree member, subject to maintaining spousal/domestic partner membership in the PEF Retirees and paying dental premiums. Spouse/domestic partner coverageĬover your spouse (or certified domestic partner) and your dependent children so you can help your whole family stay healthy. If you choose to visit an out-of-network dentist and benefit from the same services, you will need to satisfy your annual deductible, pay the difference between Sun Life’s fee schedule and the dentist’s fee for covered services, and possibly submit a claim form. Finding an in-network dentist is easy-simply visit Find a Dentist and choose from more than 14,000 unique providers in New York and New Jersey, and more than 130,000 unique providers nationwide. Visit a dentist from Sun Life Dental Network ®1 and you will have no out-of-pocket costs for covered preventive services once you have satisfied the annual deductible.

$1,500 calendar year maximumīenefit from a dental plan that does not count preventative services toward a $1,500 calendar year maximum-leaving you with more coverage for more expensive procedures. Sun Life Dental Features Annual Deductibleīenefit from a dental plan that pays some or all of your dental expenses for covered services when you visit an in-network dentist after you satisfy your annual deductible-$25 for you, $50 for you and a dependent, or $75 for your family. Even if you don’t have any problems with your teeth and even if you wear dentures, a quick visit to your dentist at least once a year can help you protect a lot more than just your smile.

Preventing dental problems with good routines at home and regular checkups at the dentist can make a huge difference in your overall health now and years to come.

Affordable Dental Care Provided by PEF Retireesĭental insurance can help lower your out-of-pocket expenses so you and your family can maintain healthy smiles-and better overall health, too.

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